I was looking for a fee-only financial planner who is neutral to financial products and services companies, does not get commission from mutual fund and other financial houses, and more importantly who can advise me on appropriate asset allocation based on my risk profile, age and retirement goals. Vivek was recommended to me by someone I knew and Vivek ticked all the boxes for me. Vivek's approach was very professional, methodical and very specific to my needs. He was prompt and his fees were reasonable to the services he offers. He took time to understand my risk profile, and came up with a financial plan. Thanks, Vivek for what you do!