What does a financial planning advisor do?

A financial planning advisor helps individuals and families manage their finances by creating strategies for savings, investments, retirement, insurance, asset allocation, and long-term wealth growth.

Who should work with a financial advisor?

Anyone looking for better control over their finances can benefit, especially those who want help with future financial goals, retirement planning, understanding their current financial situation, investments, and risk management.

How often should I review my financial plan?

You should review your financial plan regularly, especially after major life events such as marriage, career changes, home purchase, having children, and approaching retirement.

Do you serve clients across different cities in India?

Yes, financial planning services are offered across major cities in India including Chennai, Mumbai, Hyderabad, and Delhi, along with other locations. Services are delivered online for easy access from anywhere.

Certified
Financial Advisor in Bangalore

Q: What makes financial planning important?

Financial planning helps you analyze your income, expenses, savings, and investments to achieve both short-term and long-term life objectives.

Q: Can a financial advisor help with retirement planning?

Yes, a financial advisor can help design a retirement plan by estimating future needs, selecting suitable investment options, and building a strategy for long-term income and financial security.

Q: How quickly can I start seeing results from your planning?

You will gain immediate clarity about your financial situation after the initial sessions. The timeline for measurable results depends on your goals, but a structured approach ensures you feel confident and organized from the start.

SEBI Registered Investment Adviser (INA000018328) |
Certified Financial Planner (CFP)

Personalized financial strategies to help you grow, protect and achieve your life goals.

Goal Based Planning

Risk Management

Wealth Creation

Financial Security

Behavioural Coaching ★ Money Belief ★ Overcoming Financial Fear ★ Money Values Clarification ★ Financial Regret Review ★ Overcoming Scarcity Mindset ★ Asset Allocation & Portfolio Rebalancing ★ Goal-based Planning ★ Comprehensive Financial Plan ★ Insurance Needs Planning ★ NRI RNOR Remittance & Transition Strategy ★

What to Expect from a Personal Financial Advisor?

Clarity

We help you understand your financial situation clearly by showing your income, expenses, assets, and liabilities. We also guide you in setting realistic goals and prioritizing what matters most.

Simplicity

We remove confusion by focusing on clear and practical financial strategies. We avoid unnecessary complexity and help you follow easy steps that support long term wealth building.

Structure

We provide a clear action framework to manage your financial plan. We help you adjust your plan when goals change, rebalance investments when needed, and respond to market shifts in a disciplined way.

15 +

Years of Experience

1200 +

Happy clients

20 +

NRIs from Countries

20000 +

Client discussion hours

Feeling Confused About Your Money? You’re Not Alone.

Many individuals struggle with the same questions. Smart financial planning can give you clarity and confidence.

Will my investments grow as I hope?
Am I saving enough for my dream lifestyle?
How do I fund my house purchase?
Can I fund my kids’ education without stress?
Am I prepared if my income stops tomorrow?

Is my money really working for me?
Am I on track to retire comfortably?
Could I handle an unexpected financial emergency?
Should I prepay my housing loan or invest my bonus?
Do I have enough insurance coverage?

Simplify your financial journey and remove investment confusion with our expert planning services

Get Clarity on Your Finances

Why Choose a Fee-Only Financial Planner?

We give you a clear, personal understanding of your financial situation — your income, expenses, assets, and liabilities. We also guide you in setting realistic goals and prioritizing what matters most to you.

Ready to take control of your finances?

Talk to our Fee-Only Financial Planners today and start a plan built solely around your goals.

Talk to an Advisor Explore Planning

Unbiased Advice

Every recommendation is focused on your best interests.

Transparent Fees

Know exactly what you’re paying for with no hidden costs.

Complete Planning

From investments and retirement to insurance and taxes, we cover it all.

Goal-Driven

Your growth and security are at the center of every plan.

How We Help You Grow Your Wealth

Build a strong wealth foundation with our expert investment planning and asset management services

Ensure your money works harder for you with scientifically planned investment growth strategies

Investment Planning

Structured investment strategies to grow your wealth while managing risk and aligning with your financial goals.

A 360 degree approach to managing your wealth & taxes & insurance & retirement in one plan

We look at the big picture to ensure every aspect of your financial life is balanced and secure

Complete Financial Planning

Providing complete financial planning to meet both your long-term and short-term goals.

Custom wealth strategies for ambitious professionals focused on career and financial growth

Career-Driven Financial Planning

Customized plans for professionals wanting to increase wealth while managing career priorities.

Fast track your journey to financial independence with our specialized wealth accelerator plans

Strategic planning focused on building multi generational wealth and long term financial stability

Wealth Accelerator

Focused investment strategies to grow your portfolio's development while controlling risk

Start planning today to ensure a comfortable and financially independent retirement life

Our retirement solutions provide a steady income stream and protect your lifestyle post retirement

Retirement Planning

Plan for early or regular retirement objectives to guarantee financial stability for the long run.

Balance your income and expenses perfectly with our professional cash flow management services

Optimize your various revenue sources to build a consistent and growing financial portfolio

Cash Flow Planning

To save, invest, and achieve your financial goals, maximize your income and expenses.

Reduce your interest burden and manage liabilities with our expert debt restructuring advice

Clear your debts faster and improve your credit health with a structured repayment plan

Debt Planning / Loan Restructuring

Help restructure and manage loans to reduce costs and improve financial health.

Identify gaps in your current coverage and get protected against unforeseen life and health risks

We evaluate your life & health & general insurance to ensure you have the right protection

Insurance Need Analysis

Identify gaps in life, health, and other insurance coverage to protect your assets.

Minimize your tax liabilities legally and maximize your take home pay with our tax strategies

Make the most of tax saving instruments before the financial year ends with expert guidance

Tax Efficient Investment Planning

Tax efficient investments to achieve your goals

Empower yourself with the knowledge to make better financial choices and grow your wealth

Build strong financial habits early with our educational programs for the next generation

Financial Education

Empower yourself with knowledge to make wise financial choices.

5-Step Financial Planning Process for a Secure Future

01

Discovery Call
02

Engagement & On Boarding
03

Financial Plan Presentation
04

implementation of financial plan
05

Periodic Reviews

Over 1000 clients already trust Wealth Crafts

In our first conversation, Vivek comprehended my financial priorities and needs very well. Regular meetings gave me confidence in his approach towards financial planning. The expertise that he possesses on this subject is truly commendable. Most importantly he is someone who you can trust with his fee only financial planning services. Vivek is an excellent financial adviser who is committed to promote financial awareness. He helped me create a portfolio to achieve not just my financial goals, but also my life goals. The Investment policy statement designed by Wealth Crafts has helped to protect my portfolio during the current market crash (2020 Covid-19 Pandemic).

Discover the wealth growth experience of Sundeep Koul with WealthCrafts advisory

Sandeep Koul

Co-Founder & CTO - Humming Waves - Bangalore

I was looking for a fee-only financial planner who is neutral to financial products and services companies, does not get commission from mutual fund and other financial houses, and more importantly who can advise me on appropriate asset allocation based on my risk profile, age and retirement goals. Vivek was recommended to me by someone I knew and Vivek ticked all the boxes for me. Vivek's approach was very professional, methodical and very specific to my needs. He was prompt and his fees were reasonable to the services he offers. He took time to understand my risk profile, and came up with a financial plan. Thanks, Vivek for what you do!

Srikanth shares his experience of achieving financial milestones with our expert team

Srikanth Narasimhan

Mentor for Cisco Lanchpad Cohort 2021, Technical Advisor - Vunet Systems, Advisor Psiog Digital, Founder - Wellnessfor100.org

Wealth Crafts' approach to creating a financial plan is simple yet methodical, covering all aspects of risk management and wealth creation while factoring in your behavior, particularly with money. My financial plan provided me a structure, a robust one, following which can help me attain all my financial goals. I feel, I would not have been able to create such a plan for myself even if I had invested years in the planning purely because of the my lack of expertise in this field. So, I hope people realize the importance of a Financial advisor in their lives and once they do, then as a present customer, I am happy to recommend Wealth crafts.

Abir Banerjee

Marine Engineer - Nakilat

Working with Vivek has given me a lot of clarity on how to think about setting financial goals, assess risk and choose investment instruments. Along with good investment advice one of the best things about working with Vivek has been the amount I have learned about managing personal finances. This is something that I wasn't able to pick up in the education system or while working with other financial advisors. Vivek is also always available and ready to patiently answer questions. My case was a bit complicated but he handled it really well. I would recommend others to work with him too.

See how Amogh secured his family future through our comprehensive planning services

Amogh Vaishampayan

Principal Product Manager at Avataar.Me

Vivek has been an eye opener for us in terms of managing our finances. He showed us the real picture of where we are positioned currently in terms of managing our finances and what we need to do to secure our current and future financials. He has been very approachable and friendly while providing any recommendations for our financial investments, suggestions and answering our doubts. Thanks Vivek for the service, my husband and I am satisfied with the experience!

Pooja Shiwani

Assistant Manager - KPMG - Bangalore

See What Other Clients Say

No Matter Where You Are in Life, We’ve Got You Covered

Your financial journey is unique, and every decision shapes your future. With the right guidance, you can move forward with confidence and peace of mind.

Get Started with a Plan

Tailored investment and tax saving plans designed specifically for fixed income earners

Salaried Professionals

Are you making the most of your income?

Prepare for long-term financial security by increasing wealth and lowering taxes.

Specialized financial strategies to manage both business capital and personal wealth growth

Business Owners

Is your money working as hard as your business?

Control cash flow, and increase both your personal and business wealth.

Specialized advisory for Non Resident Indians to manage assets and investments in India

NRIs

Are you managing your finances efficiently across countries?

Plan investment, handle international finances, and keep in line with Indian laws.

Plan for child education & marriage & family security with our collaborative planning tools

Couples & Families

Are you aligned on your financial future?

Align financial goals, plan for children’s future, and secure your family’s lifestyle.

Bespoke wealth management and portfolio advisory for HNI clients seeking premium growth

High Net Worth Individuals

Does your wealth plan for long-term growth and legacy?

Provide Structured wealth management, risk management, and long-term legacy planning.

Custom investment and wealth strategies designed to support women in their financial journey

Financial Planning for Women

Is your financial plan aligned with your life goals and independence?

Provide structured planning to build wealth, ensure security, and support long-term financial confidence.

Common Questions About Financial Planning Advisors

A financial planning advisor helps individuals and families manage their finances by creating strategies for:

Savings
Investments
Retirement
Insurance
Asset allocation & rebalancing
Long-term wealth growth

Financial planning is important as it helps you analyze your income, expenses, savings, and investments to achieve both short-term and long-term life objectives.

Anyone looking for better control over their finances can benefit, especially those who want help with:

Future financial goals
Retirement planning
Understanding their current financial situation
Investments
Risk management

Yes, a financial advisor can help you design a retirement plan by estimating future needs, selecting suitable investment options, and building a strategy for long-term income and financial security.

You should review your financial plan regularly, especially after major life events such as:

Marriage
Career changes
Home purchase
Having children
Approaching retirement

To get started, schedule a free introductory call through our contact form. During this session, we will understand your financial situation, goals, and explain how our flat-fee services can help. Based on this, we will create a personalized strategy and guide you through the next steps.

You’ll gain immediate clarity about your financial situation after the initial sessions. The timeline for measurable results depends on your goals, but our structured approach ensures you feel confident and organized from the start.

We also provide Excel-based execution trackers to help you monitor progress and stay on track toward achieving your financial goals.

Yes. Wealth Crafts provides financial planning services across major cities including Chennai, Mumbai, Hyderabad, and Delhi, as well as other locations across India. Our financial advisory services are delivered through online, making it easy to access personalized financial planning from anywhere.

Certified Financial Advisor in Bangalore