Fee Only Financial Planning

We are here to understand your needs and help you achieve your goals by designing the perfect portfolio. Choose from the below services; we are happy to help you get started !!!

Fee Only Financial Planner Bangalore

Get the benefits of Unbiased Financial Planning

A quick intro to get you started in a snap

Stop Procrastinating Start Financial Planning

Schedule a Free 30-min. consultation with me to learn how I can help you get your finances in order.

Proven Strategies That Fit Your Financial Vision

Unbiased Financial Planning

We are not affiliated with any financial institution. You have unlimited investment choice provide it suits your needs.

Comprehensive financial planning

Our holistic financial plans integrate investments, tax planning, retirement planning or any other aspect of your finances.   

Y0u come first

Our plans are designed to achieve your goals not selling financial products. We design the best strategies to fulfill you dreams.

Accredited

We are a SEBI Registered Investment Adviser and among only handful of them that provide fee only financial planning.

Comprehensive Financial Planning

Stand Alone Service

Pick Any One That Suits You
5,000
  • Review of Existing Portfolio
  • Goal Planning
  • Insurance Planning
  • Review of Existing Insurance
  • Debt Management

Value Plan

Plan for your Dreams
12,000 - 30,000
  • Risk Profiling
  • Life & Health Insurance
  • Review of Existing Insurance
  • Emergency Planning
  • Investment Strategy
  • Review of Existing Portfolio
  • Goal Based Financial Planning
  • Retirement Planning
  • Knowledge Sharing Sessions
Popular

Premium Plan

Designed for Sophisticated Investor
30,000 - 75,000
  • Everything In Value Plan
  • Life Centered Financial Planning
  • Tax Loss Harvesting
  • Debt Management
  • Net Worth Analysis
  • Asset Allocation Strategy
  • Portfolio Re Balancing
  • Household Cash Flow Management
  • Importance of Will & Estate Planning

Fee Only Financial Planning

Most frequent questions and answers

A Fee Only Financial Planner is someone who charges a fee for financial planning and advice. In Fee Only Financial Planning, the planner does not receive any commissions from products or services recommended.

A Fee Only Financial Planner receives a fee for financial planning and advice and not through commissions from products or services recommended.

A Fee Based Financial Planner also holds licenses that allow them to distribute financial instruments or products through which they can earn commissions, brokerage or incentives.

A Fee Only Financial Planner does not have any conflict of interest; the investor’s and the adviser’s interest are aligned towards the betterment of the investor’s goals and objectives.

As Fee Only Financial Planners do not recommend instruments based on the commissions or incentives, the returns generated for the investors are higher and more aligned towards the interests of the investors. A Fee Only Financial Planner is bound by Fiduciary responsibility towards his clients and follows due diligence procedures like risk profiling, asset allocation etc to safeguard the interests of his clients.

Fee Only Financial Planners recommend only Direct Option of mutual funds, life insurance, portfolio management schemes and other financial instruments. The direct options of mutual funds and other mentioned instruments do not have any commissions or brokerages.

For example, the average commission for a equity mutual fund is around 0.9% p.a. and an individual investing ₹ 10,000 per month for 30 years would end up paying commission close to ₹ 50 lakh with the average returns of 12% p.a. This is significant impact on the long term savings and accumulation for an individual investor.

SEBI has proposed that a Fee only Financial Planner who is a SEBI Registered Investment Adviser charge only up to ₹ 1,25,000 p.a. Most financial planners charge between as low as ₹ 15,000 for individuals who have just started earning to as much as ₹ 1,00,000 for sophisticated individuals who are looking for expert guidance on various investment instruments and strategies. The fee only financial planner fixes his charges based on the complexity level required to prepare a detailed financial plan for the prospective clients.

The Flat Fees charges by the Fee Only Financial Planner are very advantageous for individuals who have a large investible surplus and were previously working with Fee Based Commission oriented advisors charging a fee based on a % of the invested amounts. An investor with investible funds of ₹ 1 crore would end up paying a fee of ₹ 1 lakh to a Fee Based Advisor who charges about 1% of the invested funds.

We have three plans for Financial Planning catering to individual at three different stages of financial journey; stand alone services at ₹ 5,000/-, Value Plan ₹ 12,000 – 30,000 and Premium Plan at ₹ 30,000 – 75,000. You can have a look at the complete offering here.

We are a SEBI Registered Investment adviser in India and provide Fee Only Financial Planning Services in India and Fee Only Financial Planning services for NRIs across the globe. You can now use technology and set up online meeting through Google, Skype, Facebook, WhatsApp, Zoom and other such tools to understand each other. We are a Fee Only Financial Planner in Bangalore. Are you looking for list of fee only financial planners in India or
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We provide Fee Only Financial Planning to people in all the top cities in India. Schedule a FREE consultation call with Fee Only Financial Planner to understand how to achieve your financial goals.

Wealth Crafts is a Trade Mark owned by SEBI Registered Investment Adviser Vivek S G from Bangalore. You can check his SEBI Certification here. The SEBI RIA number is INA200013840.

Vivek S G is a practicing Fee Only Financial Planner and Certified Financial Planner from Bangalore. You can check his CFP credentials here.

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